Cursor vs GitHub Copilot

Cursor is an editor built around an AI agent, owned since August 2026 by SpaceX, with its own models. GitHub Copilot is an assistant that goes into the editors you already use and is tied to GitHub. One asks you to switch editors, the other asks you to stay on GitHub. Both are American, and both meter usage beyond the plan.

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Cursor and GitHub Copilot side by side

CursorGitHub Copilot
Our AI coding assistants rank#9 of 13#12 of 13
Established inUnited StatesUnited States
PricingFree Hobby plan; per user per month plus on-demand usage, publishedFree plan; per seat per month with AI credit allowance, published
List price, 8 October 2026Hobby free; Individual $20 a month; Teams $40 per user a month; Enterprise customFree; Pro $10 a month; Pro+ $39; Max $100 (individual plans, with AI credit allowances)
Free tierYesYes
Open source——
Self-hostable——
Built forTeams that want a finished AI editor and accept its owner's model prioritiesOrganisations on GitHub Enterprise that want procurement and policy in one place
Not forBuyers who want the editor vendor neutral between model makersTeams hosting code elsewhere or avoiding a single-platform dependency

Both are reviewed in full in our AI coding assistants ranking: Cursor and GitHub Copilot.

02

Where they differ

Cursor 0 · GitHub Copilot 2 · open 3
  1. 01

    Editor or extension

    Cursor is its own editor, so adopting it means every developer moves. Copilot installs as an extension in Visual Studio Code, Visual Studio, Vim, Neovim and the JetBrains IDEs, plus Azure Data Studio. A team with mixed editors has an easier time with Copilot.

    Edge: GitHub Copilot

  2. 02

    Published price

    Cursor lists Individual at $20 and Teams at $40 per user per month. Copilot's page we read shows individual plans at $10, $39 and $100 a month with credit allowances. We did not compare the Copilot Business and Enterprise seat prices, since the page we fetched did not list them. Individual to individual, Copilot's entry price is lower.

    Edge: GitHub Copilot

  3. 03

    Usage beyond the plan

    Cursor says every plan includes a set amount of model usage and on-demand usage continues after it, billed in arrears. Our data adds that Teams pay an extra token rate on third-party models while Grok and Composer are exempt. Copilot is also sized in AI credits. Both bills move with use, so budget a margin for either.

    Depends on the buyer

  4. 04

    Training on your code

    Cursor says that with privacy mode enabled, code data is not used for training by Cursor or its model providers, and Teams has a team-wide privacy mode. GitHub says it does not use Copilot Business or Enterprise data for training, but individual plans may feed training unless the user opts out. Both are fine for teams that set the right option.

    Depends on the buyer

  5. 05

    Ownership and dependence

    Cursor now belongs to SpaceX and our data flags that the billing tilts towards its own models. Copilot depends on GitHub and shares data with its affiliate Microsoft, and its agent features assume repositories on GitHub. Neither is neutral, they are just dependent on different owners.

    Depends on the buyer

03

When neither fits

If you want a tool that is neutral between model makers or that works from the terminal, look at the top of the ranking. Zed is first in our AI coding assistant ranking and Cline is second, and Claude Code is the terminal-first option.

04

Cursor or GitHub Copilot: questions

3 answers
Is Cursor better than GitHub Copilot?

It depends on whether you will change editors. Cursor is an editor built around an agent. Copilot is an assistant that works in the editors you already have. Neither is better for every team.

Do Cursor and Copilot train on my code?

Cursor says privacy mode stops training by Cursor and its providers. GitHub says Business and Enterprise data is not used for training, while individual plans may be used unless you opt out. Check the setting for your plan.

Who owns Cursor?

Our category data records that SpaceX completed its acquisition of Cursor in August 2026. GitHub Copilot is part of GitHub, which is part of Microsoft.

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Sources

Checked 8 October 2026
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