People look for a DEGIRO alternative when the per-trade fee table adds up, when they want a platform in English or with other account types, or when they need products and markets the broker does not suit. Options range from a UK app with a free plan to US brokers, a Danish bank and multi-asset platforms.
Short answer: Freetrade, Saxo and eToro head the list of DEGIRO alternatives drawn from our online brokers ranking. Places 1 to 3 go to challengers, vendors outside the best-known brands in a category, wherever the category has them; the established names follow from place 4 in their ranked order. Freetrade is the one to try if you want a free base plan and a UK pension or ISA wrapper. Each of the 11 alternatives sits in Best Online Brokers in 2026 and is described against DEGIRO.
Vendors can pay for more visibility on this website, for example a higher place in a ranking or more room on a page. Commercial relationships can also affect which products we feature and how prominently. Every vendor link is marked the same, whatever the arrangement behind it. How that works.
Pricing: Per-trade commission plus a handling fee, published in euros on a dated tariff page; currency and connectivity charges added
Established in: Not stated by the vendor
Built for: Investors trading small, regular orders in European or US stocks and core ETFs
Not for: Active traders making many small trades, who feel handling fees
01
Why buyers look past DEGIRO
01
Every small order pays two fees
The Dutch tariff page dated 1 October 2025 shows Euronext Amsterdam stocks at EUR 2 commission plus a EUR 1 handling fee. Worldwide ETFs carry the same EUR 2 plus EUR 1, and even the core selection ETFs pay the EUR 1. For frequent small purchases the handling fee is a visible share of each order.
02
Currency and connectivity costs sit beside the trade fee
Converting currency costs 0.25%, and a manual USD or GBP conversion adds EUR 10 on top. Connectivity costs 0.25% of portfolio value per exchange per year, capped at EUR 2.50, with Amsterdam and Brussels free. US options and futures cost EUR 5 per exchange per calendar month.
03
The service is execution-only
DEGIRO's own page says it supplies a platform and tools but gives no investment advice. It is a Dutch branch of a German bank, with uninvested cash protected up to EUR 100,000. Savers who want advice, a robo portfolio or an account type it does not list need to look elsewhere.
you want retirement, education and business accounts under one roof
#11
03
What each one does differently
1
Freetrade
United Kingdom · Published
Freetrade Limited is incorporated in England and Wales, regulated by the Financial Conduct Authority and, per its security page, wholly owned by IG Group since 2025. Dealing commission is zero on three plans, with the plan setting FX fee and cash interest. Basic charges 0.99% on non-sterling trades, and ISA and SIPP accounts are offered.
Switch from DEGIRO if you want a free base plan and a UK pension or ISA wrapper.
Saxo Bank A/S sits in Hellerup and answers to the Danish Financial Supervisory Authority. Pricing steps down through Classic, Platinum and VIP, and the annual custody fee falls from 0.15% to 0.09%. The commission table showed no figures on the page we read, and moving stocks out costs EUR 25 to EUR 50 per ISIN.
Switch from DEGIRO if you want a European bank and expect to trade enough to reach a higher tier.
eToro prints a fee page in which ETFs are commission-free and real stocks cost $1 or $2 per open and close by country. Crypto is 1% per position from Bronze to Gold and 0.10% at the top tier. CFDs pay overnight fees, tripled at weekends, and a demo account is available for practice.
Switch from DEGIRO if you want stocks, crypto and a practice account in one app.
tastytrade, Inc. was called tastyworks before and shows FINRA, SIPC and NFA membership. Stocks and ETFs cost $0 to open and close, options $1 per contract to open and crypto 1%. Margin is shown at 6.75% on the whole balance, and futures add exchange and clearing fees. It publishes a single schedule.
Switch from DEGIRO if options and futures matter more to you than long-term investing.
Firstrade Securities Inc. holds FINRA and SIPC membership. Stocks, ETFs and options carry $0 commission, and the options regulatory fee becomes $0.02 per contract from 1 July 2026. Broker-assisted orders cost $19.95, as does a short-term redemption on mutual fund shares held under 90 days. Extended-hours trading is listed.
Switch from DEGIRO if you buy US securities and want the costs spelled out in one schedule.
Webull Financial LLC is a member of FINRA, SIPC, NYSE, NASDAQ and Cboe EDGX, with crypto handled by the separate Webull Pay LLC. Listed stocks, ETFs and options carry no commission. Certain index options cost $0.50 per contract and algo orders $0.0050 per share. Paper trading is offered.
Switch from DEGIRO if you want to rehearse with simulated money before using real funds.
Public puts stocks, ETFs, more than 60 crypto assets, bonds and AI-built Generated Assets on one homepage. Options earn a rebate of $0.06 to $0.18 per contract, and a cash account advertises a 3.75% APY. Its pricing page returned a 404 for us, so costs rest on homepage claims.
Switch from DEGIRO if you want one US account holding crypto, bonds and cash.
Ally Invest charges $0.50 per options contract and $1 per bond, minimum $10. Its ladder starts with a cash account needing no minimum, a margin account at $2,000, Robo Portfolios at $100 and Personal Advice at $100,000. Stocks under $2 cost $4.95 plus $0.01 per share. An ACAT transfer credit is offered.
Switch from DEGIRO if you want advice or a managed portfolio inside the same firm.
Interactive Brokers LLC prices through Fixed, Tiered and IBKR Lite models, where Lite is described as $0 on US stocks and ETFs. Five platforms are listed: IBKR Desktop, Client Portal, IBKR Mobile, Trader Workstation and GlobalTrader. Margin loans start at 4.38%, and per-share rates were absent from the text we read.
Switch from DEGIRO if you trade across many markets and accept a steeper learning curve.
E*TRADE lists $0 online commission on US-listed stocks and ETFs. Options cost $0.65 per contract, or $0.50 with 30 or more trades a quarter, and futures $1.50 per side plus exchange and NFA fees. Crypto costs 0.50% of notional through zerohash. A broker-assisted trade adds $25 and an OTC stock $6.95.
Switch from DEGIRO if you want a long per-product fee table that discounts active options traders.
Schwab's pricing page lists $0 online commission on listed stocks and ETFs, with no account minimum and no opening or maintenance fee. Accounts range from individual brokerage and IRAs to 529 plans and Business 401(k). Options add $0.65 per contract, futures $2.25, and broker-assisted stock trades $25.
Switch from DEGIRO if you want retirement, education and business accounts under one roof.
Freetrade: Dealing commission is zero on all plans, with a 0.99% FX fee on non-sterling trades at Basic.
02
You want a European bank with tiered pricing
Saxo: It is headquartered in Denmark under Danish supervision, and its custody fee falls from 0.15% to 0.09% across tiers.
03
You want to practise before investing real money
eToro: It lists a demo account, commission-free ETFs and stocks at $1 or $2 per open and close.
04
You trade options and futures
tastytrade: Stock options cost $1 per contract to open, with a single published fee schedule and exchange fees on futures.
05
You want one firm for many markets and platforms
Interactive Brokers: It lists Fixed, Tiered and Lite commission models and five platforms, with margin loans from 4.38%.
04
When DEGIRO is still the right choice
DEGIRO is worth keeping when you invest in smaller, regular amounts on Euronext Amsterdam or the core selection ETFs, where fees are known in advance. Custody, inactivity, deposit and withdrawal charges are listed at EUR 0, more than 45 exchanges in about 30 countries are offered, and a pension account exists. Check your own order sizes before leaving.
05
What moving off DEGIRO involves
01
Transfers and tax records need planning
Moving holdings to another broker may mean an in-kind transfer or a sale. Saxo lists EUR 25 to EUR 50 per ISIN to move stocks out, so ask both brokers about transfer fees and keep your cost-basis records before you start.
02
Check who may open an account
Several brokers here are US firms whose pages we read did not state which countries they serve. Confirm that your country of residence is accepted, how currency conversion is priced, and which tax forms apply before you move funds.
06
Questions about replacing DEGIRO
7 answers
What does DEGIRO charge per trade?
On the Dutch tariff dated 1 October 2025, Euronext Amsterdam stocks cost EUR 2 plus a EUR 1 handling fee. Worldwide ETFs cost EUR 2 plus EUR 1, core selection ETFs EUR 0 plus the EUR 1, and crypto 0.29%.
Does DEGIRO charge for custody or inactivity?
No fee is listed for custody, inactivity, deposits or withdrawals, all shown at EUR 0. Currency conversion at 0.25% and the capped connectivity fee still apply.
Is DEGIRO a European broker?
The Dutch operation is a branch of flatexDEGIRO Bank SE, a German bank supervised by BaFin, with the branch registered with DNB and supervised by AFM and DNB.
Which alternative is based in Europe?
Saxo is headquartered in Denmark under Danish supervision. Freetrade is a UK company authorised by the FCA. Most other brokers on this page are US firms that name no country on the pages we read.
Which alternatives have a practice account?
eToro lists a demo account and Webull offers paper trading. Check each provider's terms before assuming the same access in your country.
Which alternative suits options or futures traders?
tastytrade publishes per-contract options and futures fees, and E*TRADE lists $0.65 per options contract and $1.50 per futures side. Interactive Brokers offers Fixed, Tiered and Lite models.
Can I keep a pension account elsewhere?
DEGIRO offers a pension account. Freetrade lists ISA and SIPP accounts, while Schwab lists IRAs. These are not interchangeable across countries, so confirm eligibility first.
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Sources
Checked 9 November 2026
DEGIRO tariffs: Dated 1 October 2025 fees: commission, handling fee, currency, connectivity, EUR 0 custody and inactivity.
Founder of The Knowledge Engineers and of 2 Steps Ahead, an AI search visibility agency. Editorially responsible for every page on this site; research and drafting are AI-assisted.
Sebastiaan Smits wrote and checked this page, most recently on 9 November 2026. See how we review.