Expensify vs SAP Concur
Expensify charges per member, with Collect at $5 and Control from $9 to $36 depending on card use and commitment. SAP Concur lists Base from $7 per report and Plus from $11 per report with unlimited users, and quotes Premium. The meters differ, so the cheaper vendor depends on how many reports each employee files and whether your spend runs through the Expensify card.
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Choose Expensify ifyou want a per-member price that does not rise with the number of reports, and your cards can run on Expensify's Visa card.
Choose SAP Concur ifyou have few reports from many people, or need an enterprise route with travel and a quote-based Premium edition.
Expensify and SAP Concur side by side
| Expensify | SAP Concur | |
|---|---|---|
| Our expense management rank | #8 of 14 | #13 of 14 |
| Established in | United States | United States |
| Pricing | Collect $5 per member per month, Control $18 to $36, published; free Submit plan for individual employees only | Quoted per organisation |
| List price, 19 October 2026 | Collect $5 per member per month; Control $9 with Expensify card, $18 annual, $36 pay per use | Concur Expense Base from $7 per report, Plus from $11 per report, Premium custom; unlimited users |
| Free tier | Yes | — |
| Open source | — | — |
| Self-hostable | — | — |
| Built for | A team that needs receipt scanning and nothing more | A multinational with travel and expense across jurisdictions |
| Not for | A finance function that wants European card issuing | Any company that values employee adoption |
Both are reviewed in full in our expense management ranking: Expensify and SAP Concur.
Where they differ
Expensify 1 · SAP Concur 1 · open 3- 01
What the price is counted on
Expensify bills each unique member: Collect is $5 a month, Control is $9 with the Expensify card, $18 on an annual term without it, or $36 pay per use. SAP Concur lists Base from $7 per report and Plus from $11 per report, with unlimited users, and the price varies with monthly commitment. Many reports per person favours Expensify; many people filing rarely favours Concur.
Depends on the buyer
- 02
Ten staff filing one report a month
At ten members filing one report each, Expensify Collect costs $50 a month. At the lowest Concur list price, Base from $7 per report, ten reports cost at least $70. Neither number covers add-ons or annual terms. Collect applies to customers whose first workspace was created on or after 1 April 2025, per Expensify's help centre.
Edge: Expensify
- 03
The cheap Control rate has a condition
Expensify's $9 Control rate requires the Expensify Visa card for at least half of total settled US spending in a month. Without that, Control is $18 on an annual term and $36 pay per use. A company with its own corporate cards, or spending outside the US, may pay double or four times the headline figure.
Edge: SAP Concur
- 04
Cards and travel
Expensify sells its own Visa commercial card, with unlimited virtual cards and up to 2% cash back, and has a travel product. SAP Concur's Premium edition adds Concur Travel, and the product pulls corporate card transactions in. Concur ties travel and expense together at a quoted price; Expensify ties spend to its card.
Depends on the buyer
- 05
Size and buying route
SAP Concur says its Expense product scales from about 10 employees to over 10,000, and offers a guided demo and quote request, with no trial mentioned. Expensify lists self-service plans and 45+ integrations. Large rollouts with procurement involvement fit Concur's quoted route; small teams can start on Expensify without talking to sales.
Depends on the buyer
When neither fits
If you want a card-first spend platform instead of a report-first tool, Pleo and Moss are in the same ranking. If the cards are the point, check their transaction fees before comparing seat prices.
Expensify or SAP Concur: questions
4 answersHow much does Expensify cost?
Collect is $5 per unique member per month. Control is $9 per active member with qualifying Expensify card use, $18 on an annual term without it, and $36 pay per use. Pricing is also offered in EUR, GBP, AUD and NZD.
How does SAP Concur charge?
Concur Expense lists Base from $7 per report and Plus from $11 per report, both with unlimited users and prices that vary with monthly commitment. Premium is custom priced through a quote.
Is there a free trial?
The Concur Expense page we read mentions a demo and a quote request but no free trial. The Expensify pages we read do not describe a trial either.
Which handles travel?
Concur Premium includes Concur Travel. Expensify's site lists an Expensify Travel product for booking flights, hotels, cars and rail.
Sources
Checked 19 October 2026- Expensify billing help: Collect and Control prices, card condition, 1 April 2025 cut-off, currencies.
- Expensify home: Visa commercial card, virtual cards, up to 2% cash back, travel, 45+ integrations.
- Expensify terms: Expensify, Inc., Portland, Oregon.
- SAP Concur Expense: Base, Plus and Premium list prices per report, unlimited users, Travel in Premium, scale, demo and quote route.