People look for a Jirav alternative when the driver-based model feels like more than the cash question needs, when the plan's forecast length or scenario count is a constraint, or when they want to see a bank balance rather than a modelled one. They move to adviser-focused planning tools, to bank-fed forecasters, or to lighter planning products.
Short answer: Smaller vendors fill the top three places where the category offers them, and the household names start at place 4. For Jirav users, the top three picks from our cash flow forecasting ranking are Castaway, Spotlight Reporting and Brixx. Pick Castaway if you run a practice and want to pay per client forecast file. Every one of the 11 products below comes from Best Cash Flow Forecasting Software in 2026, with a note on how it departs from Jirav.
Vendors can pay for more visibility on this website, for example a higher place in a ranking or more room on a page. Commercial relationships can also affect which products we feature and how prominently. Every vendor link is marked the same, whatever the arrangement behind it. How that works.
Pricing: Businesses from $10,000 a year and accounting-firm plans from $50 a month, published; enterprise quoted
Established in: United States
Built for: Fractional CFOs and accounting firms forecasting several US small businesses
Not for: Treasurers who need this week's cash by bank account
01
Why buyers look past Jirav
01
The entry plan stops at one year
Jirav's advisory pricing page lists Controller Essentials from $50 a month with a one-year forecast and two plans. CFO Enterprise starts at $150 a month with seven years and five active scenarios. A firm that wants longer horizons or more scenarios on every client must use the higher plan.
02
Prices depend on who you are
The pricing page we read is headed for accounting and CFO advisory firms and ends in a demo request. Its home page offers no prices and no trial, and names small and midsize companies and VC-funded companies as other audiences. A company buying alone has to ask for a quote.
03
The forecast comes from a model, not a bank
Jirav forecasts the profit and loss, balance sheet and cash flow together and states that users see where cash is today and where it is heading. The inputs are accounting, workforce, Google Sheets and Excel connections. Someone has to maintain the drivers, so a daily bank view lies outside its design.
Castaway comes from Sydney and is used mostly by accounting firms for three-way client forecasts. Pricing is by the number of project files, from $150, with enterprise quoted. Xero, QuickBooks and Excel imports feed the model, and consolidation is included. A lone company buying it will find the file-based pricing and training curve awkward.
Switch from Jirav if you run a practice and want to pay per client forecast file.
Spotlight Reporting is made in New Zealand and sold per adviser firm, listed from $329 a month, with business plans also offered. Its forecast is derived from the profit and loss and balance sheet, which is the layout lenders expect. Support is aimed at accounting practices, and day-to-day cash visibility is weaker than in the bank-fed tools.
Switch from Jirav if your advisory firm wants forecasts and reporting packs in one place.
Brixx has been sold since 2002 by a Guernsey-registered company. You assemble a profit and loss, balance sheet and cash flow projection from assumptions and compare scenarios, with prices published per month by plan. It reads no bank account, so a short-term cash position has to come from another source.
Switch from Jirav if you still want assumption-driven planning but on a smaller, monthly-priced product.
Dryrun is a Canadian scenario tool where a model starts from assumptions instead of a feed. An accountant can test a late-paying customer or a hire in minutes, and the output is easy to read. The website shows no price, because access follows a demo, and the integration list outside the main accounting packages is short.
Switch from Jirav if you mainly need quick what-if answers for clients and accept a demo-led purchase.
Okimia, formerly Fygr, is a French product that moves the starting point from drivers to the bank. It connects accounts, categorises transactions and rolls a forecast forward from what actually moved. Plans are published by revenue band from 69 euros a month with a 7-day trial. Bank coverage is strongest in France.
Switch from Jirav if you want the forecast to follow real bank movements, not modelled drivers.
Cash Flow Frog, an Israeli company, reads the accounting system first, so open invoices, bills and recurring costs become a forecast shortly after connecting QuickBooks, Xero, FreshBooks, Sage Intacct, Zoho Books or Odoo. A Plaid bank feed is optional. Prices are published by company revenue band, with discounts for annual terms.
Switch from Jirav if your bookkeeping is already current and you want a quick receivables-and-payables view.
Commitly is an Austrian planning product with bank-fed liquidity plans, scenarios and open items pulled from connected systems. Several companies can be consolidated, and an invoice approval add-on exists. Plans are priced monthly and published. Customers sit mostly in German-speaking markets, so check bank coverage by name elsewhere.
Switch from Jirav if you serve groups of small companies in the DACH region.
RocketChart is now sold by Sellsy as its treasury module, priced monthly by number of connected banks on a 12-month commitment. It feeds bank lines into categories you define and lets you run scenarios a founder can follow. The rules need upkeep, and banks outside France and major European names should be tested first.
Switch from Jirav if you want bank lines sorted by rules you control.
LivePlan is made by Palo Alto Software for founders writing a plan for a lender or investor. It takes sales and cost inputs to a cash flow projection and compares them with QuickBooks or Xero actuals. Prices are monthly by plan, lower when billed yearly. The forecasting logic is plainer than in a driver model.
Switch from Jirav if your forecast is mainly for a bank or investor pitch.
Trezy is a French cash tool for small companies that categorises bank transactions, projects the balance and adds light performance reporting. It has a free plan with one bank account, and paid tiers are published monthly. It fits a founder-run business rather than a treasury function, and the vendor is small.
Switch from Jirav if you want to begin at no cost with a single bank account.
Tidely is German and joins the bookkeeping held at a tax adviser with the bank data held elsewhere, producing a liquidity plan a bank will look at. Tiers are priced monthly and published, while the DATEV connector is a paid add-on. English documentation trails the German, and the planning side is narrow.
Switch from Jirav if your books sit with a German tax adviser on DATEV.
Castaway: Pricing is by project file from $150, with Xero, QuickBooks and Excel imports and consolidation.
02
You want the forecast to follow the bank
Okimia (formerly Fygr): Plans start at 69 euros a month with a 7-day trial; coverage is strongest in France.
03
You need a plan for a lender or investor
LivePlan: It turns sales and cost inputs into a cash flow projection and compares it with accounting actuals.
04
Your books sit with a German tax adviser
Tidely: It joins DATEV-held bookkeeping with bank data, and the DATEV connector is a paid add-on.
05
You want to test a cash tool without paying
Trezy: A free plan covers one bank account, and paid tiers are published monthly.
04
When Jirav is still the right choice
Jirav stays sensible for a fractional CFO or accounting firm serving several clients. The advisory plans publish a monthly price, include unlimited read-only users and up to 15 client editors, and cover up to 50 departments. Integrated three-way projections with scenarios are the point of the product. If you need that model more than a bank view, look at pricing before leaving.
05
What moving off Jirav involves
01
Rebuild the drivers before you compare outputs
Your headcount plans, revenue drivers and scenarios live inside Jirav. Export what you can to Excel or Google Sheets, which Jirav lists as integrations, and write down each assumption so the new tool starts from the same figures.
02
Check which inputs the new tool reads
A bank-fed forecaster reads transactions, while a planning tool reads assumptions. List the accounting system, payroll and banks you use and test each against the vendor's connection list. Run both in parallel for a month and compare the cash balance.
03
Move client access with care
Jirav lets clients view dashboards as read-only users or edit as admins. Decide who needs access in the new tool before cutting over, and ask whether pricing is per client, per file or per bank.
06
Questions about replacing Jirav
6 answers
How much does Jirav cost?
Its advisory pricing page lists Controller Essentials from $50 a month and CFO Enterprise from $150 a month. Our category record gives business plans from $10,000 a year, which we did not see on the pages we read, so confirm that with Jirav.
Does Jirav have a free plan or trial?
The pricing page and home page we read offered a demo request and mentioned neither a free plan nor a trial.
Which alternative reads bank accounts directly?
Okimia (formerly Fygr), Trezy, Commitly and RocketChart describe bank-fed forecasts. Cash Flow Frog reads the accounting system first and offers an optional Plaid bank feed.
Which alternative suits accounting firms?
Castaway prices by project file and Spotlight Reporting by adviser firm. Both are used by practices that run forecasts for many clients, as Jirav's advisory plans are.
What if I just need a business plan for a lender?
LivePlan and Brixx build sales, costs and cash flow projections from assumptions and are priced monthly. Neither reads your bank daily.
How long can a Jirav forecast run?
Controller Essentials lists one year and CFO Enterprise seven years, according to the pricing page we read.
Founder of The Knowledge Engineers and of 2 Steps Ahead, an AI search visibility agency. Editorially responsible for every page on this site; research and drafting are AI-assisted.
Author and fact-checker: Sebastiaan Smits. This page was last reviewed on 10 November 2026; our review process is public.
